When you’re getting started with Crowded, it’s important to have some funds to start with. Fund your account either by linking an account with another financial institution such as a bank or brokerage account, receive an ACH or wire transfer, deposit a check, or create a collection link.
Link an Exisiting Account
Crowded uses the Plaid network to integrate an existing bank account with your organization’s checking account.
Whether you want to move away from your existing bank account to digital, branchless banking or simply transition some funds into Crowded, you can link your bank account in a few easy steps:
- Log in to deposit to Crowded
- Click the “Move Money” button on the top right corner of the screen and “Deposit to Crowded.”
- Press the button “Link a bank account.”
- Enter your Crowded passcode
- Search for your desired financial institution.
- Log in using that account’s credentials
- Select the accounts to link and confirm to share the banking information.
- Name the account within Crowded, select the account type and save!
Transfer money from an external bank account with Plaid
After you’ve linked your bank account, you can quickly transfer money into your Crowded account. Simply select the amount you want to transfer and confirm.
The limit on these transfers is $250,000 on both a daily and monthly basis. If you reach the limit, send an incoming transfer (explained below)
The money will be transferred via ACH and should arrive within 2-5 days.
Send an Incoming ACH or Wire Transfer
Send money into Crowded from an external account, either by initiating an ACH or wire transfer from an external bank account.
With this method, your banking information will not be accessible to all the admins on the Crowded account.
Send by ACH
Send a free ACH transfer from any US bank account into your Crowded account with your Crowded bank account information
Access your Crowded account number and routing number here or click on the “My Accounts” page under “Account Details“.
For the full instructions and more information, take a look at our support article.
The transfer will take 1-5 business days to arrive.
Wire Transfer
Send money to your Crowded account via wire transfer.
The money will arrive the same day if sent before 6:00 PM EST.
See above to access your organization’s account and routing numbers. Use the information below for the beneficiary bank information:
- Financial Institution Name: i3 Bank
- Routing Number: 104914238
- Street Address: 12212 North 156th Street
- City: Bennington
- State: Nebraska
- Zip Code: 68007
- Main Phone #: 1 (402)238-2245
See our support article for more information, pricing and limit information.
Deposit Checks
Checks can be deposited from the Crowded mobile app only.
Log in to the Crowded app, and click the blue plus sign on the bottom of the screen, then select “Check Deposit.”
Before entering your check amount and uploading images of your check, please carefully follow the steps below:
- Sign – sign the back of your check.
- Endorse – write “For Mobile Deposit Only At i3 Bank” on the back
- Check the box – If the check has a checkbox for mobile deposits, it is also required to check it.
Important: Not all checks are not formatted the same. Some checks will have statements such as, “DO NOT WRITE, STAMP, OR SIGN BELOW THE LINE.” Please follow the instructions outlined above as well as the instructions listed on the back of your check before completing your deposit to avoid rejected checks.
Cash Deposits
If you have a Crowded physical debit card, some USA Allpoint ATMs allow cash deposits with a physical debit card. Search through Allpoint locations and filter to Allpoint+ Cash Deposit ATMs to find the location closest to you!
Create a Collection
If your organization is getting started from scratch, or you have no funds to transfer into Crowded, create a collection to collect money from your contacts! Use Collect for dues, event tickets, bake sales, or anything else your group might be collecting for.
Check out our guide on creating a collection if you need help.
For the pricing of each of these transfer options, please see Crowded’s pricing page.