A bank account* built for your nonprofit

All funds that are stored on Crowded are FDIC pass-through, insurance-eligible accounts** up to $250,000 through TransPecos Banks, SSB; Member FDIC. Additional FDIC insurance is available upon application. Get in touch with us.

Additionally, our Visa-issued debit cards are covered by the Visa Zero Liability policy which protects against unauthorized charges and more.

Venmo & Paypal? Great for friends, not for your organization. Here’s why Crowded is the better app for collecting dues & for events:

• Built for Organizations: Manage all your group’s finances in one platform. Create organized collections, track incoming payments, send reminders, and see who’s paid at a glance.
• Tax-Friendly: Don’t worry about unexpected tax liabilities with Crowded. In 2025, collecting over $600 will result in extra reporting requirements for users of Venmo/PayPal/Zelle. With Crowded, no extra reporting is required!

If you would like to open a Crowded banking account, you will need an EIN. If your group currently does not have one or needs help locating or updating your EIN, You can get one during the Crowded sign-up process!

Crowded accounts are free to set up – we have no minimum balances or subscription fees.

What do we charge for?

When collecting payments, we charge 2.99% of the collection amount if paid by card and the lesser of 2.99% or $5 for ACH payments.

You can always choose whether you want to cover these fees or ask your payers to handle them.

View our fee schedule here.