How is Crowded different from Zelle, Venmo & PayPal?

Venmo & Paypal? Great for friends, not for your organization. Here’s why Crowded is the better app for collecting dues & for events:Built for Organizations: Manage all your group’s finances in one platform. Create organized collections, track incoming payments, send reminders, and see who’s paid at a glance. Tax-Friendly: Don’t worry about unexpected tax liabilities with Crowded. In 2025, collecting over $600 will result in extra reporting requirements for users of Venmo/PayPal/Zelle. With Crowded, no extra reporting is required!

Bank with Crowded

A bank account* built for your nonprofit

Q: Is Crowded free?

Crowded accounts are free to set up – we have no minimum balances or subscription fees.What do we charge for?When collecting payments, we charge 2.99% of the collection amount if paid by card and the the lesser of 2.99% or $5 for ACH payments.You can always choose whether you want to cover these fees or ask your payers to handle them.View our fee schedule here.

Simplify your financial management with banking* designed for the specialized needs of nonprofits.

The Perks

Tiered account
structure

Digital officer
handovers

No minimum balances

Physical & digital
debit cards

Mobile check
deposits

Fee-free
atms

24/7 banking support

Read-only
permissions for advisors

Easy SetUp

Get your account up and running 100% online

Digital Banking

Manage finances with a clear dashboard

Security

Feel secure in your nonprofit's funds

debit Cards

Painlessly manage group spending

Checks

Send & cash your checks digitally

Fee-Free Atms

Access your money when you need it

Your questions,
answered.

Want to chat? Contact us.

All funds that are stored on Crowded are FDIC pass-through, insurance-eligible accounts** up to $250,000 through TransPecos Banks, SSB; Member FDIC. Additional FDIC insurance is available upon application. Get in touch with us.

Additionally, our Visa-issued debit cards are covered by the Visa Zero Liability policy which protects against unauthorized charges and more.

Venmo & Paypal? Great for friends, not for your organization. Here’s why Crowded is the better app for collecting dues & for events:

Built for Organizations: Manage all your group’s finances in one platform. Create organized collections, track incoming payments, send reminders, and see who’s paid at a glance.
Tax-Friendly: Don’t worry about unexpected tax liabilities with Crowded. In 2025, collecting over $600 will result in extra reporting requirements for users of Venmo/PayPal/Zelle. With Crowded, no extra reporting is required!

If you would like to open a Crowded banking account, you will need an EIN. If your group currently does not have one or needs help locating or updating your EIN, You can get one during the Crowded sign-up process!

Crowded accounts are free to set up – we have no minimum balances or subscription fees.

What do we charge for?

When collecting payments, we charge 2.99% of the collection amount if paid by card and the the lesser of 2.99% or $5 for ACH payments.

You can always choose whether you want to cover these fees or ask your payers to handle them.

View our fee schedule here.

Crowded brings everything together

Instead of having to track scattered apps and spreadsheets, manage everything easily in one place.

	Traditional Banks	Credit Unions	Venmo
Digital first, easy account opening
No monthly fees or minimums
Sub-accounts
FDIC insurance**
Online officer handovers
Dues & donation collection

Digital first, easy account opening
Traditional Banks
Credit Unions
Venmo

No monthly fees or minimums
Traditional Banks
Credit Unions
Venmo

Sub-accounts
Traditional Banks
Credit Unions
Venmo

Online officer handovers
Traditional Banks
Credit Unions
Venmo

FDIC insurance **
Traditional Banks
Credit Unions
Venmo

Dues & donation collection links
Traditional Banks
Credit Unions
Venmo

Ready to reclaim your nonprofit's banking?

Set up a Crowded account for your group in minutes, no minimum balance required.