Parent teacher associations

Simplify your PTA's finances

Manage your PTA’s finances with modern banking tools for easy payment collection, expenses, budgeting and financial reporting with ease.

bank

Tailored online banking for PTAs

Collect

Painless PTA payment collection

Spend

Smarter PTA spending

Earn

Raise funds for your PTA while you shop

Run your PTA, not a spreadsheet.

Resources for your PTA's finances:

Want to learn more? View All

How to collect membership fees and dues online

Everyone knows about the fun parts of being in a club. But what enables the fun? Collecting membership fees to cover the costs of any activities!

A complete nonprofits compliance checklist

Our compliance checklist is your roadmap to preserving your nonprofit’s tax-exempt status and fulfilling all legal requirements.

Passive fundraising: How your group can earn extra revenue

Discover the power of passive fundraising and learn how your group can earn extra revenue with minimal effort.

Trusted by 1,000+ nonprofit groups

Crowded covers all your PTA's financial needs

Get all the features you need – all on one platform.

	Traditional Banks	Cheddar Up
Digital first, easy account opening
No monthly fees or minimums
QuickBooks compatible
FDIC Fund Insurance**
Digital & physical debit cards
Free fundraising tools
POS Solutions

Digital first, easy account opening
Traditional Banks
Cheddar Up

No monthly fees or minimums
Traditional Banks
Cheddar Up

Payment collection links
Traditional Banks
Cheddar Up

Digital & physical cards for spending
Traditional Banks
Cheddar Up

Free PTA fundraising tools
Traditional Banks
Cheddar Up

Your questions,
answered.

Want to chat? Contact us.

Crowded is a financial platform that offers PTAs an easy way to collect, spend and manage money online.

PTAs are constantly collecting money – bake sales, teacher gifts, donation drives, membership fees, and etc. Using Crowded to collect these funds is safe, easy and trackable.

When the PTA needs to spend, they can spend from the same place where they collect. The PTA treasurer can issue digital debit cards as needed to members to spend with budgeted amounts.

Also, use Crowded Rewards to generate extra income for your booster club!

Cheddar Up provides a great way to collect payments online, but that’s where it ends. Once you collect funds through Cheddar Up, you have to withdraw it to a bank account to use the funds.

Crowded offers online payment collection, like Cheddar Up, but also provides modern banking services within the app. You can spend the collected funds, track payments, and use Crowded Rewards to raise extra funds for your group!

Crowded is also cheaper. Cheddar Up charges a 3.59% + $0.59 credit card fee while Crowded charges only 2.99%.

Venmo & Paypal? Great for friends, not for your PTA. Here’s why Crowded is the better app for collecting dues & for events:

Built for Organizations: Manage all your group’s finances in one platform. Create organized collections, track incoming payments, send reminders, and see who’s paid at a glance.
Tax-Friendly: Don’t worry about unexpected tax liabilities with Crowded. In 2025, collecting over $600 will result in extra reporting requirements for users of Venmo/PayPal/Zelle. With Crowded, no extra reporting is required!

Absolutely! Crowded provides compliance services including:

Filing of Form 990
Support for tax and group exemption processes
EIN setup and upkeep
State-level tax exemption compliance

Crowded accounts are free to set up – we have no minimum balances or subscription fees.*

What do we charge for?

When collecting payments, we charge 2.99% of the collection amount if paid by card and the lesser of 2.99% or $5 for ACH payments.

You can always choose whether you want to cover these fees or ask your payers to handle them.

View our full fee schedule here.

Ready to simplify your PTA's finances?